The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. In turn, its 60,000-point bonus is worth $750 in travel. The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. The Chase Sapphire Preferred® Card also comes with a decent amount of perks and partner benefits, and it’s not hard to justify paying the $95 annual fee: Up to $50 in annual hotel credits for bookings through the Chase Ultimate Rewards® portal. The competitors would be Amex Plat and C1 VX. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Read Also On My Blog: Credit Card Inventory Update 2023: My Strategy For. Best Alternatives to the Chase Sapphire Preferred Card: Best for International Travel: Citi Premier® Card Best for Lounge Access: Capital One Venture Rewards Credit Card Best for Everyday Spending: Chase Freedom Unlimited® Best for Renters: Bilt Mastercard® 🎉NEW! Unlimited Cash-Back Match Offer🎉 Chase Freedom Unlimited® Apply Now The Best Alternatives to Chase Sapphire Reserve. Bankrate Score. Citi® Double Cash Card: Best for flat-rate cash back. Best at Chase for travelers: Chase Sapphire℠ Banking. Sapphire Preferred highlights include: The card currently offers a 60,000-point sign-up bonus — worth a minimum of $750 toward paid travel. At $95 per year, the card offers strong travel protections usually. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. The card earns 1. You also need to be under Chase’s 5/24 rule. 49% and runs up to 29. 10% bonus points of your total purchases made the previous year, every account anniversary. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. Interest. Chase briefly offered a sign-up bonus of 100,000 points in June. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. The Venture Card, meanwhile, offers 75,000. Chase Sapphire. com or ESPNPlus. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. we actually think they are not direct competitors. To waive the monthly service fee at Bank of America, you’ll need at least one direct deposit per month of $250 or more. com. 7 cents each, so to me, that’s a return of either 3. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. The Chase Sapphire Reserve credit card was one of the hottest product launches in 2016, enthusiastically received by millennial consumers, a group that had previously eluded JPMorgan Chase and its competitors. Chase Sapphire Preferred - Refer-A-Friend - Chase. The best credit cards of November 2023. However, we value Chase points at 2 cents per point, making 100,000. A: Yes. Chase Sapphire Preferred has a bonus offer that provides new cardholders with 60,000 points after $4,000 spent within the first 3 months — a great deal. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. 3. 60,000 Ultimate Rewards points after you spend $4,000 within three months. That noted, there are plenty of. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to. As noted in our full guide to Bilt Rewards, you also can redeem points for exercise classes, items from the Bilt Collection, discounts on rent and even put them toward a downpayment on a home. It's official: Chase is in the airport lounge business. Both cards also offer $10 per. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Intro APR: None. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. The Chase Sapphire Reserve comes with a. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. Annual fee: $395. According to Chase, that would equate to a. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. For savings. If you would otherwise put a significant amount in travel purchases on the card, then the. Also, the Venture X comes with cell phone insurance. Chase. If you. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. Capital One SavorOne Cash Rewards Credit Card: Best for Nights out with no annual fee. Let’s refer back to our earlier spending scenario. 25 cents when redeemed for travel booked through Chase's online portal, operated by. The Platinum Card’s $695 annual fee is exceptionally high -- even for a premium travel card. The. The Chase Sapphire Preferred card sounds attractive with its $95 annual fee (as opposed to the Reserve card’s $550 annual fee). If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. Which cards are better than the Chase Sapphire Reserve now that the annual. Amex EveryDay Preferred (EDP): They have the same $95 annual fees. The Chase Sapphire Reserve is a Visa card, which is also widely accepted, while the Amex Platinum is an American Express card. With the Sapphire Preferred, your Chase points are worth 1. Chase Sapphire Preferred: 60,000 bonus points for spending $4,000 in the first three months from account opening. 0125. The initial sales of chase sapphire reached the sales target, but the net revenue of the company dipped after completion of 1 st year. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. Best credit cards for groceries. C1 VX gets you lounge access, free AU and a 2X earn for $395, $300 back in portal travel credit and 10k points after the first year. Best cards for earning Chase Ultimate Rewards. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. 49%. Syspro: Best for manufacturing companies. All three cards require applicants to meet high income and/or spending standards for approval. Neither card offers an. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. Rewards Rate. To get you started, new cardmembers can earn 60,000 bonus points after spending. Shop Peloton Bikes, Tread, Guide, or Row. If Sapphire Reserve is the gold medalist, then the Chase Sapphire Preferred® Card deserves a close silver in the travel rewards card competition. These bonus points may even be enough to earn a free domestic round-trip flight. Chase Sapphire Preferred Card. Winner: Chase Sapphire Reserve. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. 25 cents per point through the Ultimate Rewards travel portal. The competitors would be Amex Plat and C1 VX. Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. $50 Annual Ultimate Rewards Hotel Credit:. There are some of the best perks. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. . The Chase Sapphire Preferred® Card comes with a bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. (7,829 cardmember reviews) Sign in to apply faster Apply as a guest * Offer Details †. The J. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. @m_adams. But an annual fee should not be the end. Winner: Tie. Cons. That’s worth up to $1,000 in travel. 49% to 28. 60,000 Ultimate. S. When you account for the card’s various perks, including the welcome bonus, 10 percent. Competitors. 25 cents. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. It. The new version of the lounge has snazzy. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300. The bottom line. Balance transfer fee. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. New Chase Sapphire Preferred® Card members can now earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Reserve comes with a. Then, select your Chase Sapphire Preferred card. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. But this offer is only available in physical Chase Bank branch locations. 49% - 28. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Chase Sapphire Preferred benefits, from primary rental car insurance to $10 worth of free stuff each month, can get you a value that exceeds the card's annual fee. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. The Preferred ranges from 21. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. Opt for pick-up. 7). Chase Sapphire Preferred. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Apply Now Learn more. When you pay for travel with the Sapphire Preferred, you'll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. Today, the publicly-available offer is: 60,000 bonus points after spending $4,000 on purchases in. com, Hulu. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account. Earn 2% on select card purchases and 1% on all other card purchases. 31, 2023). Annual. Sapphire Preferred’s closest competitor—and our pick for the Best Travel Card—is the Capital One Venture Rewards Credit Card. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and. 5 cents each if you have a Chase Sapphire. The bottom line. Beyond that, Hyatt award rates can be incredibly low compared to some competitors. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. S. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. In my opinion this is the most well. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. Both cards do have features and benefits that help to justify or offset the annual fees though. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. Once a creative solution during the worst of the pandemic, your points will no longer go as far using Pay Yourself Back. This card is one of the lighter metal credit cards by a few grams. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. That said, the Autograph card’s bonus spending requirement skews higher than some competitors, at $1,500 in your first three months. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. 95 per service call, while the Chase Sapphire Reserve card offers 4 free service calls valued up to $50 each per year. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. You can redeem your Ultimate Rewards point totals for travel-related purchases. The Chase Sapphire Preferred® Card’s welcome offer is currently 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. 0125, but your credit card will be charged the full remaining dollar amount. To file a claim over the phone, start by calling 888-320-9961. 5-3-1. The Chase Sapphire Reserve gets a redemption value of 1. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. So, $95 - $50 -. To join (and avoid the $25 monthly account fee), you will need to maintain a minimum $75,000 account balance. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. Welcome offer. While competitors exist, the Sapphire Preferred is the clear winner by having the best transfer partners, insurance, and eco-system for generating points. Annual Fees. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. With the Freedom Flex, you earn $200 after spending $500 on. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. 1-1. Morgan Reserve card is the heaviest credit card we know about, weighing 27 grams. Updated: November 14, 2023. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. Chase Sapphire Preferred Travel Benefits. Points are worth. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. Points are worth 1. The Sapphire Preferred Card has a minimum $5,000 credit line. Activate by July 31, 2024. Capital One Venture vs. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. And if you’re already a loyal Sapphire Preferred. Unfortunately, many hotels will. It also has CDs with low minimum opening deposits. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Maintain $5,000 average daily balance in all Chase accounts and linked investment accounts. U. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. The Chase Sapphire Preferred also comes with two huge advantages that make it stand out from the competition — and well worth the $95 annual fee. Chase Sapphire Preferred. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. 1. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. Their portal is better than Chase but still annoying to use,. To compare two very different welcome bonuses, we considered the relative return on investment of each. How to upgrade from Chase Sapphire Preferred to Reserve. The Chase Sapphire Preferred® Card welcomes new cardholders with bonus Ultimate Rewards points after spending a moderate amount in the first three months. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. The Chase Sapphire Reserve earns 3x points on travel purchases. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. The Venture X has a $395 annual fee ( rates & fees) while the. For many, the decision comes down to this simple cost. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. Like most travel cards, it’s not a great option for carrying a balance. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Sapphire Preferred vs. Here’s why the $95 annual fee is. 3X points with Reserve plus a $300 annual travel credit and 2X points with. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. 25 cents per point when booking through the Chase Travel portal (instead of 1. The benefits come through Visa. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. While the Chase Sapphire Reserve comes with a $550 annual fee, the Citi Prestige charges its own high fee at $495. 023 base) The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. If you have the Chase Sapphire Preferred® Card, your points are worth 1. That’s a solid bonus with a reasonable spending requirement. 3x points on travel booked via Chase Ultimate Rewards portal. The Chase Sapphire Preferred earns 2x points on travel purchases. com. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. $550 annual fee †; $75 for each authorized user †. We recommend having a FICO score of. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Other reasons why Chase Sapphire Preferred wins include the fact that it. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. Chase Sapphire Reserve. The Citi Premier® Card, from our partner Citi, is Citi’s competition for the Chase Sapphire Preferred, with the same $95 annual fee and similar perks for spending. With the Sapphire Preferred you’ll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. There’s only a $95 annual fee, yet the card has. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. If Chase Sapphire has been your main card for a year, it's probably worth paying the fee from one more year for the goodies. Earning the Chase Sapphire Preferred’s welcome bonus was much faster and easier than most other credit cards. These cards offer great benefits for travel, dining and everyday purchases. The card carries a $95 annual fee. Winner: Chase Sapphire Preferred® Card. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. You will earn 3x Ultimate Rewards® points on dining (one of the best credit cards for restaurants and dining ). Interest. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. You won't be able to find it online. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. The Chase Sapphire Preferred is designed for frequent and casual travelers. The new version of the lounge has snazzy. Purchase protection adds additional peace of mind for purchases made with your card. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. United Club℠ Infinite Card. Lyft rides through March 2025. See moreThe Best Alternatives to Chase Sapphire Reserve. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. The Priority offers 7,500 bonus points each cardmember anniversary year, a $75 annual Southwest. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. For flights, you have a couple of different options. You. These cards offer great benefits for travel, dining and everyday purchases. That’s worth up to $1,000 in travel. But this offer. By using that promotion along with my Chase Sapphire Preferred $15 per quarter statement credit and the Rakuten cash-back portal, my total order would up being closer to $10. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. 31, 2024, or for a minimum of 12 months, depending on your activation date. Without the initial bonus, you’ll need to spend. We recommend having a FICO score of. Chase offers a 60,000-point bonus – worth up to $750 in travel when redeemed with Chase – if you spend $4,000 in the first three. Bank Cash+® Visa. Earn 2% on select card purchases and 1% on all other card purchases. At $95 per year, it offers a simple two miles per dollar spent. The ability to earn bonus points has returned, earning at the following rates through March 2025: Chase Sapphire Reserve: Earn 10 points per dollar on Peloton equipment and accessory purchases of $150 or more — with a limit of 50,000 points. How much value you get from your Chase Ultimate Rewards points will depend on how you redeem them. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. The Sapphire Reserve increased its annual fee by $100 from $450 to $550 in. locations and for a statement credit toward. Remember that points with the Chase Sapphire Reserve® can be worth 1. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. Dollar Equivalent: $1,380 (60,000 Chase Ultimate Rewards Points * 0. Sapphire Reserve: Reserve Dethroned. The best Visa Signature card can be a matter of opinion. The card. Best at Chase: Chase Premier Plus Checking℠. The Chase Sapphire Preferred charges a variable APR of 21. One of the most important factors is your credit score. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. You must activate your subscription by Dec. If not, go with the Chase Sapphire Preferred® Card. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. The new World of Hyatt Business Credit Card from Chase offers entry-level elite status for the cardholder and up to five employees. Best at Bank of America: Bank of America Preferred Rewards. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. As a matter of fact, they can be. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. To compare two very different welcome bonuses, we considered the relative return on investment of each. And t hat's where the Chase Sapphire. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. Plus, its 5X points on travel purchased through the Chase portal, 3X points on. Best for Uber: The Capital One SavorOne Rewards Card. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. With the Chase Sapphire Preferred, cardholders can earn 60,000. All three cards require applicants to meet high income and/or spending standards for approval. Best for Uber credits: American Express® Gold Card. Best for online grocery shopping: Chase Sapphire Preferred. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption.